Frequently Asked Questions
Find an answer to your question below:
No – we are not a lender. We take your loan request and work with our national lender network to connect you with a potential lender.
A “soft” or “hard” pull on your credit score may be done by a potential connecting lender to determine eligibility. Typically only a “soft” pull is done initially and then a “hard” pull may be done later on in the loan process by a lender. It is possible that multiple credit pulls will be done by our lenders. We also abide by the FCRA.
You can submit an installment request if you satisfy these basic requirements:
- Be at least 18 years old.
- Provide proof of citizenship, such as a Social Security number, or legal residency.
- Have a regular income, either from full-time employment, self-employment, or disability or Social Security benefits.
- Have a checking account in your name.
- Provide work and home telephone numbers.
- Provide a valid email address.
Your privacy is important to us. We protect your information using industry standard security protocol and SSL.
First we show all the information you submit to the lenders in our direct network that have expressed an interest in making loans to consumers like you. If none of them want to pay us to be connected with you, we send all of your information to our extended network of non-lender third-party lender networks so they can try to find a lender in their network that is willing to pay us to be connected with you. All of the parties described above, and, in many cases, their service providers, will see all of your information to try to find or make you a loan.
After we try to connect you with a lender, we may show you other ads. If you click these ads, we may share your contact info with these advertisers so they can contact you about their products or services. We may also send you additional marketing communications. If so, the service providers we use for this marketing may see your contact information so facilitate this additional marketing to you.
You can have your loan funds directly deposited into your bank account as soon as the next business day, after you’ve completed all of the lender’s required paperwork.
You can request a loan on our site any time – 24 hours a day, 7 days a week.
There is no cost to request a loan on our site – it’s free!
We are not a lender, so we can’t provide details on your loan, like interest rates and repayment terms. When you are approved for a loan, your lender will provide details in your loan agreement. We strongly suggest that you carefully review your loan agreement and all loan terms before signing for your loan. You are under no obligation to accept a loan offer.
When you use our service, we first try to connect you with a lender, either through our direct network of lenders or through our extended network of lenders. Then we may show you additional ads or offers for lenders and/or other credit-related products or services like debt relief, credit repair, credit monitoring. You are also added to our marketing list and may receive additional marketing communications from lenders or these other credit-related providers.
Learn more in our Ad Disclosure.